We've been seeing more and more clients considering new ways to make homeownership achievable—and the numbers back it up. A recent national survey revealed that 60% of Americans would rather co-buy half a home now than continue renting while waiting for solo ownership to feel possible. Unsurprisingly, affordability is at the heart of this trend: 94% cited cost reasons like sharing monthly mortgage payments, splitting down payments, or being able to access better homes together.
Family ties are leading the way, with 68% open to buying with relatives, though it's interesting to note that younger and lower-income buyers are exploring co-ownership with friends as well. Nearly all prospective co-buyers want clear, written agreements that address payment and exit terms—a smart move for peace of mind. As trusted advisors, we see that brokers can play an important role, especially since 29% of buyers are turning to non-traditional down payment sources.
It’s not just about finances, either. For many, co-buying carries real emotional weight: 61% view it as a commitment as serious as marriage, and half believe it could help them avoid feeling isolated later in life. At Incyte Realty, we’re committed to helping you turn dreams into addresses—whatever path feels right for you.
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